The Path of Least Resistance and How Dealers Can Benefit
The Consumer Financial Protection Bureau (CFPB) is an agency in Washington, D.C., with a budget in excess of half a billion dollars and over...
The Tone at the Top Will be Shifting
The “tone at the top” was, originally, an accounting term but is now often used to describe the general corporate culture established by an...
Contract Force Majeure Clauses may Provide Performance Relief during Coronavirus Pandemic
The coronavirus pandemic has made it difficult to impossible for dealers to perform certain contractual obligations. Especially where shelter-in-place orders are in effect and...
How Automotive Lenders Can Improve their Compliance Framework to Adhere with Automotive Loan Regulations
Many automotive lenders face challenges today associated with maintaining compliance in all facets of their business.Automotive loan compliance requires knowledge of federal regulations the...
Data Management / Data Security – Ready or Not?
Stop for a moment and consider the damage a thief might inflict if the data in your Dealer Management System (DMS) or Customer Relationship...
What You Say May Undo What You Do
The retail installment sales contracts used by auto dealerships include disclosures related to GAP insurance and other debt cancellation products that are required under...
GAP and the Bankruptcy Code’s ‘Hanging Paragraph’
Over the last dozen or so years, we’ve written, from my count, nine articles about the Bankruptcy Code’s “hanging paragraph.” The hanging paragraph, a...
